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Health and Insurance Benefits

There are a variety of benefit plans and programs for eligible active employees of the South Hadley School Department. Questions regarding benefits can be directed to Kelly McLaughlin, the district's Payroll Coordinator.  You can contact her at the School Business Office at (413) 538-5057 x2605 or kmclaughlin@shschools.comHealth insurance is provided through the Town's participation in the Hampshire County Group Insurance Trust (HCGIT), a municipal joint purchase group organized under Mass. General Laws Chapter 32B, §12.

Open Enrollment for Fiscal Year 2025 is available from April 22, 2024 through May 17, 2024

(Plan Year: July 1, 2024 through June 30, 2025)


IMPORTANT: During Open Enrollment, the Hampshire County Group Insurance Trust is conducting an audit of marital status for all current and new subscribers with spouses enrolled in Town-sponsored health insurance. To continue on insurance coverage as of July 1, 2024, all subscribers are required to submit an updated Affidavit of Marital Status as well as any other Required Documents (marriage certificate/divorce decree), regardless of if you are making any changes during open enrollment. Those who fail to submit an affidavit will lose coverage effective 7/1/24.


22 PAY EMPLOYEES - There will be an adjustment made to your two June payrolls in order to cover the rate differential for July, August, and September.  You will receive an email with that differential information prior to the additional deduction being taken out in June.


Employees who want to keep the same health, life, dental, vision and life insurance plan(s) in which they are currently enrolled and add no additional coverage do not need to submit new enrollment forms (only a marriage affidavit if applicable as explained above). Employees who want to cancel a plan, enroll in a new plan, or add or delete a dependent must complete an enrollment/change form and submit to during the open enrollment period listed above.

Changes permitted during Open Enrollment:

  • Enroll yourself and/or dependents for the first time (if you meet eligibility requirements) in the plan of your choice.
  • Add previously non-covered eligible dependents to existing plans. 
  • Cancel any coverage(s) or delete any dependents for whom coverage is no longer required. 
  • Switch from your current plan to any of the other offered plans or plan options. 

**Please note that any 22 Pay Employee that is adding new insurance(s) or changing your plan(s) there will be additional deductions that will need to occur on your June bi-weekly paychecks in order to ensure you are covered for the months of July, August, and September.**